Payroll Watchdog
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Payroll fraud & verification tools in United States

27 tools in our directory confirmed to support United States.

Middesk
Verifies the business is real before you verify the human is
Editor's Pick
No public price list.8.2/10
Persona
Configurable identity verification that doesn't assume you're a bank
Startup and small business track: 500 free verifications a month, then roughly $1 per verification after that.8.0/10
Socure
Bank-grade identity fraud scoring, built for volume most SMBs don't have
No public pricing anywhere.7.3/10
Certn
The budget-friendly, international-first background check option
Entry-level checks start around $13.8.1/10
Checkr
The default US background check pick, fast and deeply integrated
Plans reportedly run from about $29.8.4/10
Truework
Verifies income and employment from the source, not a screenshot
Editor's Pick
Pay-as-you-go: $54.8.3/10
Argyle
Real-time payroll data API, built for developers not HR teams
No published pricing, usage-based and quoted per deployment based on expected verification volume and use case.7.8/10
MindBridge AI
Reads every transaction in your ledger, not just a sample
No public pricing.8.0/10
AppZen
AI that reads every expense report and invoice before you pay it
Reported starting price around $5,000/month, scaling with volume and modules.7.9/10
Abnormal AI
Stops the 'update my direct deposit' email before payroll ever sees it
Editor's Pick
No public pricing.8.1/10
Homebase
The cheapest real fix for buddy punching, especially if you're already using it for scheduling
Editor's Pick
Free plan available for a single location with basic scheduling and time tracking.8.2/10
Deputy
Multi-location scheduling and time tracking with compliance guardrails built in
Tiered per-user monthly pricing, typically in the range of $4.7.9/10
Buddy Punch
Named after the exact problem it solves, with facial recognition to prove it
Per-employee monthly pricing with a base account fee plus a per-user rate; facial recognition and GPS features are included on standard plans rather than gated to a premium tier in most configurations.8.0/10
Gusto
Full payroll platform with baseline fraud monitoring already built in
Simple plan starts around $49/month base + $6/person.7.5/10
Rippling
Payroll plus IT and HR in one system of record, with more granular controls than most
Custom-quoted based on modules (payroll, HR, IT/device management) and headcount, no fully public price list.7.8/10
When I Work
Per-user pricing makes it the buddy-punching fix for very small teams
Per user per month: Essentials $2.7.8/10
QuickBooks Time
The obvious time clock if payroll already runs through QuickBooks
Premium: $20/mo base + $8 per user.7.4/10
GoodHire
Checkr's SMB storefront, with the transparent pricing Checkr won't show you
Three self-serve packages: Basic+ $29.8.0/10
HireRight
Enterprise screening muscle that most SMBs will find is aimed past them
No public pricing for the core platform, contracts are quoted on volume and scope.7.2/10
Sterling
Fifty years of screening depth, now digesting inside First Advantage
Quote-based contracts.7.0/10
ADP (RUN)
The incumbent, with anomaly flags built into the pay run and a quote process built to out-negotiate you
Quote-only.7.6/10
Paychex Flex
The only SMB payroll platform you can buy an iris-scanning time clock from
Flex Essentials is published at $39/mo + $5 per employee; Select and Pro tiers are quote-only.7.4/10
Alloy
The switchboard that runs every other identity vendor, if you're big enough to need one
No published pricing.7.0/10
Unit21
No-code transaction monitoring your ops team can actually change without filing an engineering ticket
Consumption-based pricing on monitored volume, no public rate card.7.3/10
Feedzai
Bank-grade fraud AI, listed here so you know what you're not shopping for
Enterprise contracts only, no public pricing, no self-serve tier.6.8/10
Trustpair
Checks that the bank account you're paying actually belongs to the vendor you think it does
Enterprise-only custom packages: platform access plus a contracted number of vendor evaluations and account validations per year.7.7/10
Trullion
Audit automation that finds fraud the way audits do: as a byproduct of looking properly
No published pricing; quotes are scoped by module (lease accounting, revenue recognition, audit workflows) and contract volume.6.5/10