Business & Identity Verification (KYB/KYC)

Tools that check whether a business, vendor, or new hire is who they claim to be before you put them on payroll or send them money. This is where most 'fake vendor' and shell-company payroll fraud gets caught, before the first check goes out.

Editor's Pick

Middesk

Verifies the business is real before you verify the human is

Contact the vendor for current pricing — Middesk negotiates per-verification rates based on volume. Companies running 1,000–5,000 checks a month have reported landing somewhere around $2–$5 per verification, with the number dropping as commitment and volume go up.8.2/10

Certn

The budget-friendly, international-first background check option

Entry-level checks start around $13.99 per check on a pay-as-you-go basis, no sales call required. Full background packages with international components run higher, budget $20-$50+ per check depending on scope.8.1/10

Persona

Configurable identity verification that doesn't assume you're a bank

Startup and small business track: 500 free verifications a month, then roughly $1 per verification after that. The published Essential plan starts around $250/month flat for core products. Growth plan (adds the full KYB and fraud tool suite) is custom-quoted.8.0/10

Socure

Bank-grade identity fraud scoring, built for volume most SMBs don't have

Contact the vendor for current pricing — Socure sells through an enterprise sales process, with a multi-week evaluation and a contract that assumes meaningful transaction volume. Reported unit costs drop below a dollar per verification at scale, but annual commitments start in the mid five figures. Not set up for a small business to self-serve.7.3/10

Alloy

The switchboard that runs every other identity vendor, if you're big enough to need one

Contact the vendor for current pricing — contracts are platform-fee plus usage, sized for banks and fintechs, with a five-figure annual floor and a real procurement cycle. The underlying data-vendor costs (each check you orchestrate) are passed through or bundled on top.7.0/10