Income & Employment Verification

Verifying that a new hire actually earned the income and held the jobs they claim, and catching a faked pay stub before it turns into a hiring or lending decision. The reliable way is to pull straight from the payroll source instead of trusting an uploaded PDF. Worth knowing the limit: document-forensics tools catch an altered stub, but a stub fabricated from scratch for an employer that doesn't exist can have clean metadata and pass, only source verification catches that one.

Editor's Pick

Truework

Verifies income and employment from the source, not a screenshot

Pay-as-you-go: $54.95 for an employment report, $59.95 for income + employment, $19.95 for re-verification. Subscription platform plan available at custom pricing, enterprise tier offers up to 30% off per-verification at volume.8.3/10

Argyle

Real-time payroll data API, built for developers not HR teams

Contact the vendor for current pricing — it's usage-based, quoted per deployment on expected verification volume and use case. Reported per-verification costs run from low single digits to around $10 depending on type, a fraction of what legacy VOE bureaus charge per report.7.8/10

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The Work Number (Equifax)

The incumbent income database of record, the one most lenders and screeners already hit

Two sides, two prices. Contributing your employees' data (as an employer) is offered at no additional cost by Equifax. Accessing the database to verify someone (as a credentialed verifier) is FCRA-gated and priced per verification, contact Equifax or go through a screening partner for current pricing; per-pull costs run in line with other verification-of-employment bureaus.7.2/10

Snappt

Catches the altered pay stub, but not the one fabricated from scratch for a fake employer

Enterprise and quote-based, Snappt doesn't publish pricing and sells on annual contracts sized for property-management and screening volume. Contact the vendor for current pricing. It isn't a self-serve, pay-per-check tool for occasional use.6.9/10