Rippling

Rippling is payroll, HR, and IT device/access management built on a single employee data record, and the pitch relevant here is that having one source of truth reduces a specific kind of fraud opportunity: someone existing in payroll but not really in the org, or having access/permissions that don't match their actual employment status, because everything is tied to the same underlying record instead of three disconnected systems that can drift out of sync.

It offers role-based access controls, audit logging, and more granular, rules-driven compliance alerts than Gusto, which tends to appeal to businesses that have outgrown 'simple' payroll and want more visibility into who can do what and why. That's useful for catching internal payroll manipulation (unauthorized pay rate changes, for instance) since actions are logged and attributable.

It's more complex to set up than Gusto and generally a step up in price and implementation effort, worth it once you have enough headcount or enough internal complexity (multiple departments, distributed teams, IT provisioning needs) that the unified system actually pays for itself. For a five-person company, it's probably more than you need.