Payroll Watchdog
Comparison

Middesk vs Persona

Our take

Middesk is the sharper tool if your risk is specifically fake US vendor entities and you want direct government-registry data. Persona is the better call if you also need to verify individual identities, want international coverage, or need a free tier to start on. Most companies outgrow needing to pick just one.

Pricing modelusage-basedfreemium
Starting pointNo public price listStartup and small business track: 500 free verifications a month, then roughly $1 per verification after that
Best forCompanies onboarding 1099 contractors, vendors, or new employer entities where the risk is a fake or shell company, not a fake person.Small and mid-size companies that need both individual and business identity verification and want to configure exactly what gets checked.
CountriesUnited StatesUnited States, Canada, United Kingdom, Germany, France, Australia
Editorial score8.2/108/10

Middesk

Pros
  • Pulls from actual government registries instead of scraped or third-party data, which matters when you're making a payroll decision off it
  • Monitoring after onboarding catches fraud that develops later, not just at signup
  • API-first design integrates cleanly into vendor and contractor onboarding flows
Cons
  • US-only, so it's the wrong tool if you're paying contractors or entities outside the US
  • No published pricing and no self-serve signup, expect a sales cycle
  • Solves business-identity fraud, not individual employee identity, you'll still need something else for that side

Persona

Pros
  • Genuinely usable at small-business scale, including a free tier that covers a lot of early-stage volume
  • Covers both individual identity and business verification in one platform
  • International coverage most competitors in this space don't have
Cons
  • Workflow builder has a learning curve, plan on someone owning configuration, it's not fully out of the box
  • Full fraud tooling and KYB live behind the custom-quoted Growth plan
  • Built for a lot of use cases beyond payroll, so you're paying for and navigating features you may not need
United StatesCanadaUnited KingdomGermanyFranceAustralia